BUSINESS INSURANCE

Transportation

 

Radius: Local, Intermediate and Long Haul, Fleet and Non-Fleet.

​​Coverages:

 Liability 

Physical Damage

 Motor Truck Cargo 

Excess Automobile Liability Bobtail/Deadhead Liability 

Various Classes Written:

Public Auto including:

Limousines, Day Care, School Buses, Church Buses Social Service Vehicles and Non-Emergency Medical Transport: 

Ambulances - emergency and non-emergency

 Appliance delivery :

Artisan Contractors' Service Vehicles

 Asphalt & Paving 

Auto Parts, Auto Repair 

Auto Transport 

Blood Mobile

 Catering Cement/Redi-Mix Container Hauler

 Crane or Boom Trucks

 Debris Removal/Garbage

Haulers 

Dump Trucks 

Exterminators 

Florist Delivery 

Funeral Directors 

Grain 

Heavy Equipment 

House Movers/Household

Goods Movers 

Livestock Haulers

 Mail Haulers 

Produce Haulers 

Roofers 

Vacuum Trucks 

Wreckers 

Waste Disposal including: 

Septic Installation

Garage Coverage


LIABILITY - UP TO $2,000,000

SPECIFIED AUTO PHYSICAL DAMAGE

DEALERS PHYSICAL DAMAGE - ALL CLASSES ($3,000,000 IN-HOUSE AUTHORITY)

GARAGEKEEPERS - LEGAL & DIRECT PRIMARY

USED CAR DEALERS - HAZARD I

Private Passenger 
Tractor/Trailer Dealer Liability Sales & Repair 
Garbage Trucks, Sales & Repair 
Recreational Vehicles, Motor Homes, Sales & Repair 
GARAGE HAZARD II - REPAIR

Auto Repair - All Classes (No Racing) 
Auto - Paint & Body 
Auto - Window Tint 
Car Washes 
Farm Implements, Dealers - Used 
Muffler Shops 
Quick Lubes 
Service Stations 
Tire Stores - Sales, Service, Repair including Mobile 
SPECIAL CLASSES

Auto Auctions 
Auto Dismantling/Salvage Yards 
Consignment Sales 
Valet Services 
Wrecker Service Packages 
SOME BROADER COVERAGES AVAILABLE

CGL Supplemental (Company Approval Only) 
Fire Legal - Up to $100,000 
Four (4) Contract Drives per month - no charge 
Medical - Auto, Premises or Both 
Unlimited Radius 
 

Commercial Property/Casualty

 

Property

Bars 

Builders Risk

Grocery Stores 
Laundromat - Self-Service 
Vacant Property 
Motels 
Night Clubs 
Security Guards
Wood workers 
General Liability
Air Conditioner Repair 
Appliance Repair 
Auto Repair
Auctioneers and Auction Sales 
Barber & Beauty Shops 
Cabinet Shops 
Car Washes 
Carpentry 
Caterers 
Day Care Centers 
Electrical Wiring
Florists 
Garbage Collection 
Janitorial Services 
Junk Dealers 
Landscape Gardening
Lumber Yards 
Liquor Stores 
Masonry 
Painting and paperhanging
Piano Tuning 
Plumbing
Sewer cleaning 
Sheet metal work - outside 
Siding installation
Sign Painting or Lettering 
Tree Pruning 
Welding or cutting 
Window Cleaning (not exceeding 3 stories) 
Wrecking of buildings or structures